What Costs Are Associated with Inpatient Care at a Mental Hospital?

KFF polling reveals that about half of Americas avoid healthcare because of the costs. Furthermore, four in ten have delayed care or simply gone without because of costs. The National Library of Medicine reports that affordability-related issues are the most prevalent barrier to healthcare access. It only makes sense to consider inpatient care costs at a mental hospital before admittance. Paying for treatment at a mental facility includes a variety of aspects, some of which you may not even consider. It’s best to inquire about expenses for staying at the hospital, including food and more, before going into inpatient care. Your doctor can give you a price breakdown of everything you’ll need to consider. 

More importantly, understand that your insurance plan significantly affects what out-of-pocket costs you have to disburse for inpatient care at a mental hospital. You should speak with an agent at your insurance company to learn about what type of plan you have and what mental health inpatient treatments it covers. Likewise, the mental health facility can help you better understand what costs come with inpatient care. Short-term and long-term inpatient are available. From medication or therapy, inpatient treatments and programs at a mental hospital will offer the treatment you need to feel better and heal.  

Insurance vs. No Insurance

Your insurance plan will help to curb some of the costs associated with mental health inpatient care. Speaking with your insurance company representative to find out about specific options will help. Each insurance company offers various plans with co-pays and service prices. So, it depends on your insurance type and what you might pay out-of-pocket for your inpatient care. Many of the best mental health facilities offer free assessments and even allow you to verify your insurance online. 

If you don’t have insurance, that does not mean a mental hospital will deny you help, as some allow you to receive a healthcare bill at the end of your inpatient care. Patients often acquire statements for mental health treatments in easy-to-pay monthly increments to make repayment more manageable. 

What You’ll Be Paying For

Your inpatient mental health treatment and cost depend on a variety of things. You won’t just be paying for your inpatient stay and food. Depending on your diagnosis, you also have to consider medications, psychiatrist visits, other therapies, and more. After a thorough intake assessment and an individualized treatment plan, the mental hospital staff can give you a more specific breakdown of the fees associated with your care. There’s no need to stress when it comes to the price. You have the right to know exactly what you will be paying, and the facility team will work diligently to ensure you know where every penny is going. 

You should focus on recovering and learning to manage your symptoms during your inpatient care. Most inpatient care hospitals allow you to set up payment plans for your co-pays. Whatever the cost, understand that mental health is essential. Whether you need detox or ongoing aftercare along with your inpatient stay, concentrating on your recovery in a stress-free environment will help you take control of your life. 

Differences Between Inpatient and Outpatient Care and Cost

Inpatient treatment relates to staying at a mental health hospital for short- or long-term care. Alternatively, outpatient means you still live at home but attend programs at a facility weekly or monthly. Because of this difference, inpatient care costs more than outpatient options. However, that doesn’t mean outpatient care is suitable for everyone. Your doctor will help you decide which mental health treatment is best for your diagnosis. 

Again, depending on your insurance, your plan may cover some or all of your inpatient and outpatient care. In the case you don’t have insurance, you can still seek help, and hospitals are willing to offer payment plans to ensure you get the support you need. No one should suffer in silence.

The Importance of Mental Health Treatment

According to the CDC, one in 25 Americans lives with some sort of serious mental illness, such as major depression, schizophrenia, or bipolar disorder. These numbers continue to rise throughout the years, especially in recent years with the COVID-19 pandemic. It’s okay if you struggle with mental health and may not know where to turn or worry about the price. According to the CDC, the stigma of mental health treatment is reducing as more adults continue to receive treatment. Therapy, medication, treatment programs, and inpatient or outpatient care can help you achieve healthier, happier days. 

Help Is Available

Whether it’s you, a friend, or a family member, help is available for various mental health illnesses. Contact our professional medical staff at Miramont today to learn more about inpatient care and costs. You can verify your insurance using our online form today. We are here to support you on this journey with an effective, evidence-based treatment that can change your life.